What is Asset Management?

Asset management refers to the management of investments on behalf of others. The process essentially has a dual mandate – appreciation of a client’s assets over time while mitigating risk. There are investment minimums, which means that this service is generally available to high net-worth individuals, government entities, corporations and  financial intermediaries.

The role of an asset manager consists of determining what investments to make, or avoid, that will grow a client’s portfolio. Rigorous research is conducted utilizing both macro and micro analytical tools. This includes statistical analysis of the prevailing market trends, interviews with company officials, and anything else that would aid in achieving the stated goal of client asset appreciation. Most commonly, the advisor will invest in products such as equity, fixed income, real estate, commodities, alternative investments and mutual funds. 

Asset Advisory

The term advisory management refers to the provision of professional, personalized investment guidance. Advisory management services allow private individuals to consult with investment professionals before making changes to their portfolios. Advisory management professionals have expertise in one or more investment areas and provide guidance that is tailored to an individual’s specific situation.

Emergency Cash Flow Loans

Is your company struggling to pay its creditors because of cash flow problems? The unexpected loss of a major customer or default on an outstanding invoice can put a strain on your company’s cash flow, causing serious short-term financial problems. Companies facing cash flow issues can secure cash using a cash loan that provides enough money to continue trading throughout a tough period. One of the most effective ways to keep your company moving forward throughout a difficult cash flow period is using an emergency cash flow loan. 
If your company has generated profits in the past and has the potential to generate a steady amount of cash flow again in the future, using an emergency cash flow loan to solve a short-term cash flow issue can be a great solution.

Beware of Scams!

House of Endurance Pvt. Ltd. acknowledges the importance of being involved in the market and firmly believes that investing and trading in the market, either directly or through intermediaries, is perhaps the best method of increasing your wealth position throughout the years. Not everyone can open a company, or has the liquidity to be able to invest in a risky start-up with enough leftovers to not worry about the investment too much. An average Nepali investor is a person who chooses to invest in the stock market with a view to maximize his/her wealth while sitting comfortable in their risk appetites.

However, it is also an opportunity for scammers to take advantage of that desire to invest, and try to lure in non-experienced investors by skipping out on valuable information about investment or even by either charging over the limit for investments or misinforming about the potential risks in a project. Just promising on giving a bare minimum interest on your services at the end of the year is not enough.

We take pride in making sure our investors are well-informed about their rights, and giving them constant updates on our duties. We make sure to analyze the risk-appetite for every client and prepare portfolios based on their investor profile specifically. Each buyer is different, herd mentality exists in the market, but we believe our clients deserve an investment company that is the one monitoring the herd, not running with it.

Ponzi Scheme

Ponzi schemes are based on fraudulent investment management services—basically, investors contribute money to the “portfolio manager” who promises them a high return, and then when those investors want their money back, they are paid out with the incoming funds contributed by later investors. 

The person organizing this type of fraud is in charge of controlling the entire operation; they merely transfer funds from one client to another and forgo any real investment activities.

Pyramid Scheme

A pyramid scheme, on the other hand, is structured so that the initial schemer must recruit other investors who will continue to recruit other investors, and those investors will then continue to recruit additional investors, and so on. Sometimes there will be an incentive that is presented as an investment opportunity, such as the right to sell a particular product. 

Each investor pays the person who recruited them for the chance to sell this item. The recipient must share the proceeds with those at the higher levels of the pyramid structure. Pyramid schemes are harder to identify by an average customer than a ponzi scheme.